Have you ever sat down to go over your budget only to find out that youâve outrageously overspent on food? Local, organic, artisan goods and trendy new restaurant outings with friends make it easy to do. With food being the…
The post How to Budget Groceries: 11 Easy Tips appeared first on MintLife Blog.
Investing in your retirement early is the best way to ensure financial stability as you age, especially when it comes to understanding various retirement options. Getting started may feel overwhelming â luckily weâre here to help. We help break down…
The post Whatâs the Difference Between 401(k) and 403(b) Retirement Plans? appeared first on MintLife Blog.
If you’re part of the sandwich generation, having a money management plan is crucial.
The post Budgeting Tips for the Sandwich Generation: How to Care for Kids and Parents appeared first on Discover Bank – Banking Topics Blog.
If you need to borrow money but your credit is less than stellar, itâs possible youâll wind up with a bad credit loan. These loans are geared toward individuals with imperfect credit histories who can prove their income and ability to repay the loan. As a result of their bad credit, however, consumers who use […]
The post What Are the Best Loans If You Have Bad Credit? appeared first on Good Financial CentsÂ®.
While you can use aÂ debit card toÂ pay for almost all the things you would use a credit card for, these cards aren’t the same type of thing. AÂ debit card is tied to existingÂ money, either prepaid on the card itself or in your savings orÂ checking account. A credit card lets you make purchases on credit, and… Read More
The post Using Debit Card as Credit appeared first on Credit.com.
Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More
The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.
Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If youâre looking to refinance, itâs natural to wonder if it might hurt your credit. Typically, your credit health will not be…
The post Does Refinancing Hurt Your Credit? appeared first on MintLife Blog.
Buying a house after bankruptcy may sound like an impossible feat. But it’s entirely doable if you take these smart steps.
The post Buying a House After Bankruptcy? How Long to Wait and What to Do appeared first on Real Estate News & Insights | realtor.comÂ®.
Are you stressed by an income reduction? Try these budgeting tips to survive a pay cut and thrive during this challenging time.
The post How to Handle a Pay Cut: Budgeting in Uncertain Times appeared first on Discover Bank – Banking Topics Blog.
Credit card balances edged down in December, even as consumers engaged in holiday shopping, as uncertainty about a second round of stimulus checks extended to the latter part of the month.