If you need to borrow money but your credit is less than stellar, itâs possible youâll wind up with a bad credit loan. These loans are geared toward individuals with imperfect credit histories who can prove their income and ability to repay the loan. As a result of their bad credit, however, consumers who use […]
The post What Are the Best Loans If You Have Bad Credit? appeared first on Good Financial CentsÂ®.
Want to retire comfortably? You donât need to be a millionaire right now to do it. Hereâs how.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More
The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.
Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If youâre looking to refinance, itâs natural to wonder if it might hurt your credit. Typically, your credit health will not be…
The post Does Refinancing Hurt Your Credit? appeared first on MintLife Blog.
Buying a house after bankruptcy may sound like an impossible feat. But it’s entirely doable if you take these smart steps.
The post Buying a House After Bankruptcy? How Long to Wait and What to Do appeared first on Real Estate News & Insights | realtor.comÂ®.
Article originally published September 1st, 2016. Updated October 29th, 2018.Â Itâs a common question around these parts:Â how do I fix my credit?Â And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts… Read More
The post What’s the Fastest Way to Boost My Credit? appeared first on Credit.com.
Article originally published July 13th, 2016. Updated October 30th, 2018. More people are opting to lease their new set of wheels instead of purchasing them, according toÂ Q2 2018 data from Experian. The number of auto loans grewÂ to an all-time high, with leasing surpassed 30% of all new consumer vehicle sales. But the interest ratesÂ consumers are… Read More
The post What Is the Average Used Car Loan Rate? appeared first on Credit.com.
A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding debt, and keeping your creditor happy. But what happens when you fall behind with your […]
Late Payments, Credit Scores and Credit Reports is a post from Pocket Your Dollars.
Your credit score is one of the most important numbers in your life. It affects whether or not youâre approved for a loan or credit card. Credit scores also determine how much interest youâll pay…
The post What Is Credit Utilization and How It Affects Your Credit Score appeared first on Crediful.
Spouse Has Bad Credit? How It Affects You It wasnât until a few months after my husband and I got married that I decided to check both our credit scores. While my husbandâs credit score wasnât horrible, it certainly didnât…
The post Spouse Has Bad Credit? How It Affects You. appeared first on MintLife Blog.