What to Know Before Buying a Foreclosed Home

If you’ve been keeping your eye on real estate home listings, you might’ve seen more foreclosed properties for sale at a reduced price.  With record levels of unemployment and underemployment, many homeowners are falling further behind on their mortgages. Currently, there’s a federal moratorium on the most common mortgage programs through December 31, 2020. Unless […]

The post What to Know Before Buying a Foreclosed Home appeared first on Good Financial Cents®.

What Are the Best Loans If You Have Bad Credit?

If you need to borrow money but your credit is less than stellar, it’s possible you’ll wind up with a bad credit loan. These loans are geared toward individuals with imperfect credit histories who can prove their income and ability to repay the loan. As a result of their bad credit, however, consumers who use […]

The post What Are the Best Loans If You Have Bad Credit? appeared first on Good Financial Cents®.

What Credit Score Do You Need To Lease a Car?

When you are considering leasing a car, your credit history and credit score are critical determinants on whether or not you get approved and the kind of deal you get. Scores of 720 and over translate to the best terms. As the scores get lower, the terms of the lease get less and less favorable. […]

The post What Credit Score Do You Need To Lease a Car? appeared first on Credit Absolute.

What Does Having a Derogatory Public Record on My Credit Report Mean

Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More

The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.

Does Refinancing Hurt Your Credit?

Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If you’re looking to refinance, it’s natural to wonder if it might hurt your credit. Typically, your credit health will not be…

Full Story

The post Does Refinancing Hurt Your Credit? appeared first on MintLife Blog.