If youâve been keeping your eye on real estate home listings, you mightâve seen more foreclosed properties for sale at a reduced price. With record levels of unemployment and underemployment, many homeowners are falling further behind on their mortgages. Currently, thereâs a federal moratorium on the most common mortgage programs through December 31, 2020. Unless […]
The post What to Know Before Buying a Foreclosed Home appeared first on Good Financial CentsÂ®.
Everyone wants to have more money, less debt, and greater financial freedom, but very few will attain it. Simply telling yourself that youâll earn more cash and clear more debts isnât enough to realize those goals, but writing those tasks down, setting realistic targets, and steadily working towards them can significantly increase your chances.Â Nothing […]
Set Financial Goals for Yourself is a post from Pocket Your Dollars.
If you need to borrow money but your credit is less than stellar, itâs possible youâll wind up with a bad credit loan. These loans are geared toward individuals with imperfect credit histories who can prove their income and ability to repay the loan. As a result of their bad credit, however, consumers who use […]
The post What Are the Best Loans If You Have Bad Credit? appeared first on Good Financial CentsÂ®.
Want to retire comfortably? You donât need to be a millionaire right now to do it. Hereâs how.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
When evaluating your credit, itâs important to know the difference between whatâs on your credit report and whatâs in your credit score.
When you are considering leasing a car, your credit history and credit score are critical determinants on whether or not you get approved and the kind of deal you get. Scores of 720 and over translate to the best terms. As the scores get lower, the terms of the lease get less and less favorable. […]
The post What Credit Score Do You Need To Lease a Car? appeared first on Credit Absolute.
While you can use aÂ debit card toÂ pay for almost all the things you would use a credit card for, these cards aren’t the same type of thing. AÂ debit card is tied to existingÂ money, either prepaid on the card itself or in your savings orÂ checking account. A credit card lets you make purchases on credit, and… Read More
The post Using Debit Card as Credit appeared first on Credit.com.
When it comes to borrowing money, you have a few options like loans and credit cards. With a loan, you receive a lump sum all at once. You then have to repay that amount, plus interest over time.Â You also have … Continue reading →
The post How Does a Line of Credit Work? appeared first on SmartAsset Blog.
Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More
The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.
Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If youâre looking to refinance, itâs natural to wonder if it might hurt your credit. Typically, your credit health will not be…
The post Does Refinancing Hurt Your Credit? appeared first on MintLife Blog.