Does Refinancing Hurt Your Credit?

Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If you’re looking to refinance, it’s natural to wonder if it might hurt your credit. Typically, your credit health will not be…

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9 Ways To Successfully Balance School And Work

More and more people are choosing to attend college and work at the same time. This can be those who are going straight from high school to college or adults going back to college. Whichever applies to you, balancing school and work will be an important part of how successful you will be. Whether you […]

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What’s the Fastest Way to Boost My Credit?

Article originally published September 1st, 2016. Updated October 29th, 2018.  It’s a common question around these parts: how do I fix my credit? And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts… Read More

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How Much Does It Cost to Paint a House?

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Painting your house can be the quickest way to dramatically alter its appearance, but how economical is it? Depending on the size of your home, the cost of painting a house will vary based on materials used, whether you hire professional help or do it yourself, and the size and texture of the surface area […]

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How to Find My Citibank Routing Number

Are you looking for your Citibank routing number? It’s quite easy and simple. Below is how to find it. If you’re sending or receiving money to friends and family members using your Citibank account, you need to make sure you’re having the right routing number. CIT Bank Savings Rates: How Much Can You Earn What is …

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5 Things to Consider When Changing Car Insurance

Insurance is defined as a form of protection against loss. But in today’s insurance industry, insurance can be purchased to mitigate against all forms of loss. It is a type of risk management used by people to protect against uncertain loss or the risk of failure. Insurance companies or carriers or underwriters sell premiums to… Read More

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7 Easy Ways to Use Less Water Around the House

How Fixtures Can Save You Big on Water Usage

The easiest way to lower your water usage (and utility bill) is to screw low-flow aerators into your sink’s faucets. Aerators are easy to install, cost $5 or less, and can save you $50 or more per year. If the showerheads in your home were installed before 1994, you should seriously consider replacing them with their modern, energy-saving equivalents. Check out your local hardware store for low-flow alternatives, and remember that just because it’s low-flow doesn’t mean it has to be weak!

How to Use Less Water on Your Lawn

Have you ever set the sprinkler on the lawn and forgotten it was there? Purchasing a water timer will take care of that problem for you. Available at your local hardware store, these hose attachments work like egg timers and turn off the water supply after the amount of time you specify, usually between 10 minutes and two hours. It's a minimal investment with a worthwhile return!

Make Sure Your Toilet Doesn’t Leak

Does your toilet tank leak into the bowl after each flush? If it does, you could be wasting up to 73,000 gallons of water per year! To find out, put a drop of food coloring in the tank when it’s done flushing and see if it shows up in the bowl. If you see the color in the bowl, check out how to fix a toilet tank leak.

Savings with Each Flush

If you don’t have a modern, water-saving toilet, a great way to save water is to fill a plastic bottle or two with sand and put them in your toilet tank. You’ll use a lot less water with each flush. Just make sure you place them away from the operating mechanism. Also, don’t use bricks—they disintegrate and can damage your toilet.

Save Water During Each Shower

We’ve already shared with you some easy ways you can heat less water to lower your water bill. But what about the time spent waiting for the water to heat up? Keep a bucket in your shower to use to collect cold water as the shower is heating up. Then, use it to water plants, soak stained clothes, or other jobs that you don’t need warm water for. Meanwhile, quit fiddling with the knobs on your shower to find where you want it before it gets hot. Find your favorite setting, then mark where the knob is pointing on the tile with a dab of nail polish or a waterproof marker. This water-preserving trick is great for kids, who often take a long time adjusting the water before they get in.

Does Your Teenager Take 45-Minute Showers?

Does your teenager take 45-minute-long showers? If you have teenagers, try giving them an incentive to take shorter showers. A great one is five minutes added on to their curfew (or phone time) for every minute they shave off their showering time. 

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